Privacy Policy

We make your privacy one of our priorities.  Our privacy policy is available here.  If you have any questions regarding our policy or other issues about your personal information, please contact us.


View our quarterly Statement of Condition.

Online Banking

Online Banking users are required to accept our E-Disclosure and Online Banking Agreement upon registration.

Terms & Conditions

Acceptance of Term & Conditions

Use of indicates an acceptance of the terms and conditions as disclosed below.  We reserve the right to change or update these conditions at any time without notice.

Third Party Websites

Links to external sites are provided as a convenience to the user and are not to be considered as an endorsement of that page, company, or content.  First National Bank & Trust Company is not responsible for the content of third party websites visited and our privacy policy also does not apply to these sites.  Please refer to the privacy policy of these websites for more information.  While we may link to sites we feel are relevant to our community, financial services, and other resources beneficial to our users, we do not have any control over the content of these site and they may be changed at any time without notice.

Electronic Information We Collect

During your session with we may collect information not related to your identity.  The information gathered is used to understand what sections of our website are most frequently used, determine traffic patterns, and identify what the consumer is looking for to ultimately provide a better online experience for you.  The type of non-identifying information we may collect includes but is not limited to:

  • IP Address (Internet Protocol)

  • Date / Time of Visit

  • Pages visited

  • Time spent on the site

  • Geographical region

  • Referring site

We do not make use of cookies to track your browsing habits.  However, our secure internet banking sessions do make use of a cookie for increased security.  You can learn more about how the cookie is used in our internet banking section.


We use industry standard security methods to protect your information during your visit to the secure portion of our site.  Please visit our security page for more information.

Use of E-Mail

Generally, email should not be considered a secure form of communication.  First National Bank strongly encourages you NOT to include personal information such as user id, password, account #, Social Security #, or other non public information in any email.  We may use your email address to communicate only information of a non-sensitive nature.  We do offer the ability to message us in a secure manner during your internet banking session or via our secure contact form.


Please review our privacy policy.

Disclaimer of Warranty and Liability

While First National Bank and Trust Company makes every attempt that the information contained on our website is complete, accurate, and functional, we make no warranties or guaranties of any kind regarding the content or functionality of these pages. 

  • To access this website your Internet Explorer needs to be updated.

    To get the best possible experience and added internet security using our website, we require you to upgrade your current web browser or install another web browser. A list of the most popular web browsers can be found below.

    Just click on the icons to get to the download page.
    Please note: These links will navigate you away from our domain.
    We are not responsible for and have no control over the content or subject matter of these external links.